american express blue cash review points guy

You also can enjoy return protection, which covers items purchased in the last 90 days for which the merchant won't accept a return. This coverage is limited to the amount paid for with your card - up to $10,000 and an annual limit of $50,000.^ This service provides coordination only, however you'll be responsible for the costs of any third-party services you use.**įor purchases made with your card, you can enjoy an extra year on top of manufacturers' warranties of five years or less, thanks to extended warranty protection. The Global Assist Hotline provides medical, legal, financial and other emergency services coordination 24 hours a day, 7 days a week when traveling more than 100 miles from home.

You can enjoy secondary rental car insurance when paying for the rental with your card - up to $50,000 of protection against theft or damage.*

You'll also enjoy several travel and shopping protections with the Blue Cash Preferred. Let's look at this card's ins and outs to help you decide if it's right for you. To successfully apply for this card, you should have a credit score of at least 670 - and preferably above 700. The Blue Cash Preferred is for discerning customers looking for a rewards credit card to maximize their returns in specific bonus categories on a card with a $0 introductory annual fee (then $95 see rates and fees). The unique and high-value bonus categories set this card apart from a simpler option, such as the Citi Double Cash® Card (see rates and fees), though it's worth noting that reward redemption options are fewer with the Blue Cash Preferred. However, the Blue Cash Preferred could be great for infrequent travelers and those looking to spend their rewards in other ways.

There are pros and cons to picking a cash-back card over a travel rewards card. Card Rating*: ⭐⭐⭐⭐ *Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer. gas station categories align with your spending habits - then you can't go wrong with the Blue Cash Preferred. If cash back is up your alley - and select U.S. The Blue Cash Preferred® Card from American Express is a lucrative cash-back card for several spending categories. Blue Cash Preferred® Card from American Express overview

American express blue cash review points guy